Privacy Policy
At Aseem Infrastructure Finance Limited and its associate companies (NIIF Group), we are committed to protecting the privacy of our clients. We deal with the information of our clients in compliance with the applicable data protection and privacy laws and line with the best international practices. Our privacy policy comprehensively deals with the protection of information that Aseem Infrastructure Finance Limited may collect from its clients during their dealings with Aseem Infrastructure Finance Limited. By using our website and by submitting any to us, you acknowledge that you understand and agree to be bound by this Privacy Policy, and agree that Aseem Infrastructure Finance Limited may collect, process, transfer, use and disclose information about you in the manner described in this Privacy Policy. This Privacy Policy does not apply to any information that you may provide to third parties, such as through other sites linked to the Website. Please be aware that if you choose to visit such third-party sites, you should contact such third parties directly to determine their respective privacy policies.
This privacy policy explains the purposes for which Aseem Infrastructure Finance Limited processes your Information through its Website.
COLLECTION OF INFORMATION INCLUDING PERSONAL DATA
We may collect the following information about you, our clients and individuals associated with our clients: -
Title, name, gender, date of birth, email address, mobile number, location and other personal information submitted on the Website.
Name, address, age, income, and assets of the promoters of a project along with other relevant project details in a project plan.
The project promoters and company financial information like account balances, payment history; account usage etc are also called for from the client’s bankers. This is to get assurance on the information as given by our clients.
Agreements that the client may have signed with a third party/government agency for a specific project. This will give assurance that the project has proceeded as planned without any hindrances.
Any other information necessary in relation to assessment of our credit proposals.
HOW WE COLLECT YOUR INFORMATION INCLUDING PERSONAL DATA:
Data shared by you
Aseem Infrastructure Finance Limited may collect your personal data in several ways from your use of this Website, for instance:
When you contact us through the Website (through any form vis. e-mail address, hyperlink or social media address posted therein);
When you register with us to receive our products and/or services;
When you complete surveys conducted by or for us;
When you elect to receive any communications (including any newsletter, promotional offers) from us and information as may be voluntarily provided by you.
Data that is Collected Automatically
When you access this Website, we may automatically (i.e., not by registration) collect non-personal data (e.g. type of Internet browser and operating system used, the domain name of the website from which you came, number of visits, average time spent on the site, pages viewed). We may use this data and share it with our affiliates to monitor the attractiveness of our websites and improve their performance or content. When you access this Website, we may automatically (i.e., not by registration) collect non-personal data (e.g. type of Internet browser and operating system used, domain name of the website from which you came, number of visits, average time spent on the site, pages viewed). We may use this data and share it with our affiliates to monitor the attractiveness of our websites and improve their performance or content.
"Cookies" – Information Stored Automatically on Your Computer
When you view this Website, we may store some data on your computer in the form of a "cookie" to automatically recognize your PC next time you visit. Cookies can help us in many ways, for example, by allowing us to tailor a Website to better match your interests or to store your password to save you having to re-enter it each time. If you do not wish to receive cookies, please configure your Internet browser to erase all cookies from your computer's hard drive, block all cookies or to receive a warning before a cookie is stored.
USE AND DISCLOSURE OF INFORMATION INCLUDING PERSONAL DATA
We collect information about our customers for the below reasons:
Firstly, to ensure that we have all the relevant information to assess the project proposal to the best of our capabilities
Secondly, for use in our commercial relationship to provide customers with customized options in dealing with their project proposals depending on the information provided by them.
Thirdly, for assessment of your candidature in relation to your application for any career opportunities with Aseem Infrastructure Finance Limited.
The information shall be used for such purposes connected with the function or activity of Aseem Infrastructure Finance Limited or any person on its behalf. Access to information is given to only those employees involved in providing the services to the customers. All Aseem Infrastructure Finance Limited employees are required to keep all customer's information confidential following the terms of the employment.
Some examples of disclosures of personal information that we may make include the following:
Disclosures that you authorize or that are necessary to provide you a loan or other product or service that you request, such as disclosures to fund your loan or sell your loan to another lender or an investor;
Disclosures we make with your consent or at your direction.
Disclosures to protect the security or confidentiality of our records or to protect against fraud or unauthorized transactions.
Disclosures to confirm the existence and details of your loan as requested by a third party, such as another financial institution.
Disclosures to our consultants, auditors, lawyers, agents and service providers on a confidential basis.
Disclosures to law enforcement or other government authorities when we suspect a crime may have been committed.
Disclosures in conjunction with credit reporting, including disclosures to a credit reporting agency.
Disclosures in connection with compliance, regulatory or financial audits of our records, including requests for information and audits by our lenders.
Disclosures to comply with a legal requirement such as a court order or subpoena.
We shall not retain any sensitive personal data or information for longer than is required for the purposes for which the information may lawfully be used or is otherwise required under any other law for the time being in force.
Security of Information
We maintain physical, electronic, and procedural safeguards to protect customer personal information. We regularly test, review, and update our technology and procedures for protecting personal information in accordance with this policy.
Jurisdiction and Applicable Law
This Privacy Policy is governed by the laws of India, without regard to its conflict of law provisions. You agree that any cause of action that may arise under this Agreement will be brought in the appropriate court in Mumbai and you agree to submit to the personal and exclusive jurisdiction of the courts located in Mumbai.
Changes to this Privacy Policy
Aseem Infrastructure Finance Limited reserves the right to modify this Privacy Policy from time to time in order that it accurately reflects the regulatory environment and our data collection principles. When material changes are made to this Privacy Policy, Aseem Infrastructure Finance Limited will post the revised Privacy Statement on our Site.
Questions and Comments
If you have any questions or comments about the Aseem Infrastructure Finance Limited’s Privacy Policy as applicable to this Website (e.g. to review and update, or remove, your Personal Data from our database), please contact us at Info@aseeminfra.in. Notwithstanding anything contained in this Privacy Policy, if you have entered into an agreement having appropriate confidentiality/non-disclosure clauses then the provision of such agreement shall prevail over this Privacy Policy in case of any conflict.
Disclaimer
The information appearing in this website is for general information purposes only. The information is provided by Aseem Infrastructure Finance Limited and whilst it is our endeavor to keep the information updated and factual, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
Through this website, you can link to other websites which are not under the control of Aseem Infrastructure Finance Limited. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
Every effort is made to keep the website up and running smoothly. However, Aseem Infrastructure Finance Limited or any member of the NIIF Group takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.